Introduction to Presidential Bank

Presidential Bank, founded in 1985, is a leading financial institution that offers a wide range of banking services to individuals and businesses. With assets exceeding $800 million, Presidential Bank has established itself as a trusted name in the banking industry.

What sets Presidential Bank apart from other financial institutions is its commitment to customer satisfaction. The bank strives to provide personalized and accessible banking solutions to meet the unique needs of its customers.

One of the key advantages of choosing Presidential Bank is its online banking services. As one of the pioneers in internet banking, Presidential Bank was the first bank in the United States to offer online bank accounts in 1995. Since then, it has continued to innovate and provide secure and convenient online banking solutions to its customers.

Presidential Bank believes in putting the customer first and aims to provide exceptional customer service. Whether you have a query about your account or need assistance with a financial decision, the dedicated customer service team at Presidential Bank is always ready to help.

In addition to its outstanding banking services, Presidential Bank has a strong presence in the metro DC area with branches located conveniently throughout the region. This ensures that customers can easily access banking services and receive personalized assistance whenever needed.

If you are looking for a reliable and customer-focused banking institution, Presidential Bank is the right choice for you. With its commitment to excellence, innovative online banking solutions, and convenient branch locations, Presidential Bank is dedicated to helping you achieve your financial goals. Explore the various banking services offered by Presidential Bank and experience the difference for yourself.

Personal Online Banking

Presidential Bank offers a wide range of online banking services that provide customers with convenience and flexibility in managing their accounts. With Presidential Bank’s online banking, you can access your accounts and perform various transactions from the comfort of your own home or on the go.

To get started with personal online banking, you can register for free by visiting the Presidential Bank website. Once registered, you will be able to activate your online banking account and gain access to a range of features and services.

One of the main advantages of online banking with Presidential Bank is the ability to access all your accounts together. Whether you have a personal checking account, savings account, or a money market account, you can link them all to your online banking account using the same social security number. This makes it easy to view up-to-the-second balances for all your Presidential accounts in one place.

Through the online banking portal, you can perform a variety of transactions, such as checking your account balances, transferring funds between accounts, and viewing your transaction history. This allows you to stay on top of your finances and make informed financial decisions.

In addition to account management, Presidential Bank’s online banking also offers convenient services like direct deposit, bill payment, and electronic statements. With direct deposit, you can have your paycheck or other recurring payments deposited directly into your account, saving you time and hassle.

Bill payment is another useful feature that allows you to easily pay your bills online. You can set up one-time or recurring payments, and even schedule payments in advance, ensuring your bills are paid on time.

Presidential Bank’s online banking also provides the ability to access and view digital images of checks and deposits. This is helpful for reviewing past transactions and verifying amounts.

For the environmentally conscious, electronic statements are a great feature. Instead of receiving paper statements in the mail, you can opt to receive your statements electronically. This not only reduces paper waste but also allows you to easily access your statements online whenever you need them.

If you need to access historical statements for tax or record-keeping purposes, you can also retrieve them through the online banking portal.

Fund transfers are a breeze with Presidential Bank’s online banking. You can easily move money between your accounts or transfer funds to another recipient, all with just a few clicks.

In addition to web access, Presidential Bank’s online banking is also available on mobile devices. You can access your accounts and perform transactions via the mobile web using your smartphone or tablet’s browser. For even greater convenience, Presidential Bank offers a free mobile app that allows you to access your accounts on the go. The app provides a user-friendly interface and secure access to your accounts.

For those who prefer a more basic option, Presidential Bank also offers SMS Text Banking. With this service, you can check your account balances, view the last five transactions, and transfer funds between pre-designated accounts, all through text messages.

To utilize SMS Text Banking, you will need to enroll in online banking and register your phone number. Once set up, you can enjoy the convenience of banking via text message.

In conclusion, Presidential Bank’s personal online banking services offer convenience, flexibility, and a range of features to help you manage your accounts and perform transactions easily. With the ability to access all your accounts in one place, convenient services like direct deposit and bill payment, and the option for mobile and SMS banking, Presidential Bank’s online banking is designed to meet the needs of modern banking customers.

Contacting Presidential Bank

Contacting Presidential Bank is quick and easy. Whether you have a question, need assistance, or want to open a new deposit account, we have all the information you need.

Headquarters Contact Information:

Our headquarters is located at 4520 East-West Highway, Bethesda, MD 20814. You can reach us through the following methods:

We encourage you to visit our website to explore the complete list of our branch locations.

Customer Service Center:

Our dedicated customer service center is here to assist you with any inquiries or concerns you may have. You can contact our customer service center through the following methods:

  • Phone: 800-383-6266 or 240-333-9059
  • Fax: 301-951-3582
  • Business hours: Our customer service center is available from 8 am-10 pm Eastern Time, Monday to Friday.

Additionally, we offer a secure email service within our Personal Online Banking. This allows you to communicate with us in a safe and convenient manner. To access the secure email service, log in to your Personal Online Banking account and click on the Support link in the upper right corner of the screen.

Opening a New Deposit Account:

If you’re interested in opening a new deposit account with Presidential Bank, we’re here to help. You can visit any of our branch locations or contact our customer service center to get started. Our friendly staff will guide you through the account opening process and answer any questions you may have.

At Presidential Bank, we value your feedback and strive to provide excellent customer service. Whether you have a question, need assistance, or want to open a new deposit account, don’t hesitate to reach out to us. We’re here to assist you every step of the way.

Types of Personal Checking Accounts

When it comes to personal checking accounts, Presidential Bank offers a wide range of options to cater to the diverse needs of their customers. Whether you’re looking for a basic account or one with added benefits, they have you covered. In this section, we will explore the various types of personal checking accounts offered by Presidential Bank.

1. Regular Checking

The Regular Checking account is a straightforward option that provides you with all the essential features you need in a checking account. It offers unlimited check writing privileges, online banking access, and the convenience of a Visa debit card for making purchases and withdrawing cash.

2. Special Checking

If you’re a student or a senior citizen, the Special Checking account is designed specifically for you. This account comes with special benefits and discounts tailored to your unique needs. Enjoy waived monthly service fees, no minimum balance requirements, and additional perks like free personalized checks.

3. Super Checking

For customers who maintain higher balances and seek extra perks, the Super Checking account is an excellent choice. With this account, you can enjoy higher transaction limits, discounted safe deposit box rentals, and even premium interest rates on your balances.

4. Checking PLUS

The Checking PLUS account is ideal for customers who want to earn interest on their checking account balances. With this account, you can earn competitive interest rates while still enjoying the convenience of unlimited check writing and other standard checking account features.

5. Advantage Checking

Presidential Bank’s Advantage Checking account is designed for customers who want comprehensive banking solutions. This account comes with exclusive benefits such as free money orders and cashier’s checks, free notary services, and even discounted rates on mortgage and home equity products.

With a range of personal checking accounts to choose from, Presidential Bank ensures that there is an option to suit everyone’s financial needs. Whether you’re a student, a high-balance customer, or someone looking for added benefits, Presidential Bank has the right checking account for you.

It’s important to note that each checking account may have specific requirements and fees associated with it. Therefore, it’s recommended to review the terms and conditions of each account before making a decision.

Money Market Advantage Checking

Presidential Bank’s Money Market Advantage Checking account is a great option for customers who want to earn higher interest rates on their balances. With this account, you can enjoy the benefits of both a checking account and a money market account.

One of the main advantages of the Money Market Advantage Checking account is the competitive interest rates it offers. Unlike traditional checking accounts that provide minimal interest, this account allows you to grow your savings faster with the higher interest rates available.

Another benefit of the Money Market Advantage Checking account is the flexibility it provides. You can easily access your funds and perform transactions just like a regular checking account. Whether you need to pay bills, transfer funds, or make purchases, this account offers the convenience you need.

Additionally, this account provides the added security of FDIC insurance. Your deposits are insured up to the maximum allowed by law, giving you peace of mind knowing that your money is protected.

To open a Money Market Advantage Checking account with Presidential Bank, simply visit their website or contact their customer service center. The account has a minimum opening deposit requirement, which may vary, so make sure to check the current terms and conditions.

In conclusion, Presidential Bank’s Money Market Advantage Checking account is an excellent choice for customers who want to maximize their savings potential while enjoying the convenience of a checking account. With competitive interest rates, easy access to funds, and FDIC insurance, this account offers the best of both worlds. Start growing your savings today with Presidential Bank’s Money Market Advantage Checking account.

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