Introduction to Presidential Bank
Welcome to Presidential Bank, a leading financial institution that has been catering to the personal banking needs of individuals for over three decades. As an established and trusted name in the industry, we offer a wide range of comprehensive banking solutions designed to meet the diverse needs of our customers.
At Presidential Bank, we understand that everyone has unique financial goals and requirements. Whether you are looking for a reliable checking account, competitive interest rates, convenient online banking services, or personalized customer support, we have got you covered.
Our commitment to excellence sets us apart from other banks. With assets exceeding $800 million, Presidential Bank has built a strong foundation of financial stability and reliability. Our main office is conveniently located in Bethesda, Maryland, with branches scattered throughout the metro DC area, making it easy for you to access our services.
One of the key highlights of Presidential Bank is our early adoption of online banking. In fact, on October 6, 1995, we became the first bank in the United States to offer bank accounts over the Internet. Since then, we have continued to innovate and enhance our online banking services to provide you with real-time access to your accounts, convenient balance look-up capabilities, and seamless transfers between accounts.
At Presidential Bank, we understand the importance of a strong leadership team. That’s why we are proud to introduce Steven Reynolds, our Senior Vice President for Consumer Banking. With over 25 years of experience in the banking industry and consumer lending, Mr. Reynolds oversees our retail deposit operations, local branch banking, internet banking, consumer lending, and retail marketing.
We take pride in our history and the role we have played in shaping the banking industry. The Bank of the United States, founded in 1791, was the predecessor of the modern Presidential Bank. Our long-standing presence in the financial landscape is a testament to our commitment to providing exceptional banking services to individuals.
In conclusion, Presidential Bank is your trusted partner for all your personal banking needs. Whether you are looking for a convenient checking account, competitive interest rates, or reliable customer support, we have the solutions you need. Join the thousands of satisfied customers who have chosen Presidential Bank as their preferred banking institution. Experience the Presidential Bank difference today!
Advantage Checking Account
When it comes to personal banking, having a checking account that meets your needs and offers added benefits can make a significant difference. That’s where Presidential Bank’s Advantage Checking account comes in. With this account, you can enjoy a range of advantages that go beyond basic banking.
One of the key benefits of opening an Advantage Checking account with Presidential Bank is the opportunity to earn competitive interest rates. Unlike traditional checking accounts that may not provide any interest, Advantage Checking allows you to grow your money while still enjoying the flexibility of a checking account. This means that your funds can work for you, helping you reach your financial goals faster.
In addition to competitive interest rates, Presidential Bank also offers free online banking as part of the Advantage Checking account package. This convenient service allows you to access and manage your account anytime, anywhere. You can check your balance, review transactions, transfer funds, and even pay bills online with ease. Say goodbye to the hassle of visiting a branch or waiting in line. With online banking from Presidential Bank, you have full control over your finances at your fingertips.
Another advantage of the Advantage Checking account is the access to convenient branch locations. Presidential Bank has a network of branches that are strategically located, making it easy for you to access in-person banking services if needed. Whether you prefer to handle your banking needs in person or require assistance with a specific transaction, you can visit one of the many Presidential Bank branches to receive personalized support from their friendly and knowledgeable staff.
When you open an Advantage Checking account with Presidential Bank, you not only gain access to these benefits but also become part of a trusted financial institution that has served the community for years. Presidential Bank has been providing reliable and secure banking services since its establishment and has a strong reputation for exceptional customer service.
To summarize, the Advantage Checking account offered by Presidential Bank offers a range of advantages that go beyond traditional checking accounts. From earning competitive interest rates to enjoying free online banking and convenient branch access, this account is designed to enhance your banking experience. So why settle for a basic checking account when you can take advantage of all that Presidential Bank has to offer? Open your Advantage Checking account today and experience the difference for yourself.
Online Banking Services
Presidential Bank offers a range of online banking services that provide numerous benefits and convenience for managing your personal finances. With their online banking platform, you can easily access and manage all your accounts from the comfort of your own home.
One of the key advantages of Presidential Bank’s online banking services is the ability to check your account balances with just a few clicks. Gone are the days of visiting a branch or ATM to find out your balance. With online banking, you can quickly and easily view your account balances in real-time.
In addition to checking balances, Presidential Bank’s online banking platform allows you to review your transaction history. You can easily see a detailed list of all your transactions, including deposits, withdrawals, and transfers. This is an invaluable tool for tracking your expenses and ensuring that your finances are in order.
Another convenient feature of online banking with Presidential Bank is the ability to transfer funds between your accounts. Whether you need to move money from your checking account to your savings account or transfer funds to a friend or family member, online banking makes the process simple and hassle-free.
Presidential Bank also offers the option to set up bill pay through their online banking platform. With bill pay, you can easily pay your bills online without having to write and mail physical checks. This not only saves time but also ensures that your payments are made on time.
For added convenience, Presidential Bank’s online banking platform allows you to access your bank statements online. This means you can view and download your statements anytime, anywhere. No more waiting for your statements to arrive in the mail or digging through stacks of paper to find a specific statement.
To ensure the security of your financial information, Presidential Bank’s online banking platform uses the latest encryption methods available. This provides peace of mind knowing that your sensitive data is protected.
In summary, Presidential Bank’s online banking services offer a wide range of benefits for managing your personal finances. From checking balances to reviewing transaction history, transferring funds, paying bills, and accessing bank statements, online banking provides convenience and efficiency. Take advantage of these services to streamline your banking experience and simplify your financial management.
Personal Checking Account Options
Presidential Bank offers a wide range of personal checking account options to cater to the diverse financial preferences and needs of their customers. Whether you are a student, professional, or retiree, there is a checking account that will suit your requirements.
1. Regular Checking
This is the basic checking account option that provides essential banking services. With Regular Checking, you can access your funds easily and conveniently through online banking, mobile banking, and ATMs. It is a great choice for individuals looking for a simple and straightforward checking account.
2. Special Checking
If you are someone who maintains a higher balance in your checking account, the Special Checking account may be the right fit for you. This account offers additional benefits such as higher interest rates, waived fees, and complimentary checks. It is designed to reward customers who maintain a substantial balance in their account.
3. Super Checking
Are you looking for a checking account that offers premium benefits and exclusive perks? The Super Checking account is the perfect option for you. With higher transaction limits, unlimited ATM fee refunds, and access to exclusive discounts and offers, this account is ideal for individuals who demand superior features and benefits.
4. Checking PLUS
Presidential Bank’s Checking PLUS account is specially designed for customers who want the flexibility of a checking account combined with the benefits of an interest-earning savings account. With this account, you can earn competitive interest rates on your checking balance while enjoying the convenience of unlimited check writing.
5. Advantage Checking
Presidential Bank’s Advantage Checking account is tailored for individuals who want the best of both worlds – access to premium banking services and the opportunity to earn interest on their checking balance. This account offers competitive interest rates, free online banking, and access to convenient branch locations.
6. Money Market Advantage Checking
If you want to maximize the returns on your checking balance, the Money Market Advantage Checking account is the perfect choice. It allows you to earn competitive interest rates while enjoying the benefits of a checking account. With this account, you can write checks and have easy access to your funds.
7. Money Market Checking
The Money Market Checking account is designed for individuals who want to earn interest on their checking balance without sacrificing liquidity. It offers competitive interest rates and allows you to write checks while maintaining easy access to your funds.
No matter which personal checking account option you choose, Presidential Bank ensures that you have access to the best banking services and features to manage your finances effectively. Visit their website or contact their customer service center to learn more about these checking account options and find the one that best suits your financial needs.
Money Market Advantage Checking
Presidential Bank offers a unique account option called Money Market Advantage Checking. This account combines the benefits of a traditional checking account with the opportunity to earn competitive interest rates. If you’re looking for a versatile banking solution that allows you to access your money easily while maximizing your savings, this account is worth considering.
With Money Market Advantage Checking, you can enjoy the convenience of writing checks, making electronic transfers, and using your debit card for everyday purchases. Unlike traditional savings accounts, this account provides you with the flexibility to access your funds whenever you need them.
One of the standout features of Money Market Advantage Checking is the ability to earn competitive interest rates. Your account balance will accrue interest, helping you grow your savings over time. The specific interest rates offered may vary, so it’s important to check with Presidential Bank to get the current rates.
In addition to competitive interest rates, Money Market Advantage Checking offers other advantages. You can benefit from the convenience of online banking, allowing you to manage your account, check balances, review transaction history, and transfer funds right from the comfort of your own home. This makes it easier than ever to stay on top of your finances and make informed financial decisions.
Moreover, Presidential Bank provides exceptional customer service and support. If you have any questions or need assistance, their friendly and knowledgeable staff is ready to help. Whether you need help opening an account, understanding the account features, or resolving any issues, you can rely on Presidential Bank to provide prompt and personalized assistance.
To open a Money Market Advantage Checking account with Presidential Bank, you will typically need to meet certain eligibility requirements and provide the necessary documentation. It’s recommended to visit their official website or contact their customer service for detailed information on account opening procedures and any associated fees.
In conclusion, Money Market Advantage Checking is an excellent account option for individuals who want the flexibility of a checking account combined with the opportunity to earn competitive interest rates. With Presidential Bank, you can access a range of banking services, including online banking, exceptional customer support, and personalized assistance. Consider opening a Money Market Advantage Checking account today and start maximizing your savings while enjoying the convenience of easy access to your funds.
Contacting Presidential Bank
Are you looking to get in touch with Presidential Bank? Whether you have general inquiries or need assistance with new deposit accounts, we are here to help. Contacting our customer service center is the best way to receive prompt support.
At Presidential Bank, we prioritize customer satisfaction, and we understand the importance of being accessible to our clients. That’s why we have dedicated customer service representatives ready to assist you during business hours.
To reach our customer service center, you can call us at 800-383-6266 or 240-333-9059. Our lines are open from 8 am to 10 pm Eastern Time, Monday to Friday. Whether you have questions about our personal banking services or need assistance with account-related matters, our knowledgeable staff will be happy to help.
If you prefer to communicate through email, you can send your inquiries to our general email address at email@presidential.com. Our team will respond to your email as soon as possible.
Our headquarters is located at 4520 East-West Highway, Bethesda, MD 20814. However, please note that we have other branch locations as well. For a complete list of our branches, you can visit our website and click on the branch locator.
In addition to our customer service center, we also offer a Secure Email service within our Personal Online Banking platform. This service provides a secure and convenient way to communicate with us. Simply log in to your Personal Online Banking account, and you will find the Secure Email option in the upper right corner of the screen, under the Support link.
We strive to make contacting Presidential Bank as easy and convenient as possible. Whether you prefer to speak with our customer service representatives over the phone, send us an email, or use our Secure Email service, we are committed to providing you with the support you need.
Don’t hesitate to reach out to us with any questions or concerns. We value your feedback and are always looking for ways to improve our services. Contact Presidential Bank today and experience the difference of personalized customer support.
