Advantage Checking: Earn More with Your Balances
Presidential Bank offers Advantage Checking, a premium checking account that rewards you with higher returns on your balances. With Advantage Checking, you can earn up to 4.62% APY* on balances up to $25,000 and 3.62% APY* on higher balances. This means that the more money you keep in your account, the more interest you can earn. By choosing Advantage Checking, you get more value for your money and can make your banking experience work for you.
Convenient Online Banking for Easy Account Management
Presidential Bank offers a hassle-free online banking platform that provides convenient access and easy management of your personal accounts. With Personal Online Banking, you can securely check your balances, view transaction history, transfer funds between accounts, and pay bills with just a few clicks.
Gone are the days of waiting in line at a branch or calling customer service to perform basic banking tasks. With Presidential Bank’s online banking platform, you have the freedom to manage your accounts from anywhere, at any time. Whether you’re at home, in the office, or on the go, you can access your accounts with ease.
Registering for Personal Online Banking is a simple process. Just visit our website and follow the prompts to create your account. Once you have activated your account, you can enjoy the convenience of managing all your Presidential Bank accounts in one centralized location.
One of the key benefits of online banking is the ability to check your balances in real-time. Instead of waiting for a monthly statement or visiting a branch, you can simply log in to your account and view your up-to-date balances at a glance. This instant access to your account information allows you to stay on top of your finances and make informed decisions.
In addition to checking balances, online banking also gives you the ability to view your transaction history. Whether you need to review past transactions or search for a specific transaction, the transaction history feature in Presidential Bank’s online banking platform makes it effortless.
Transferring funds between accounts is another feature that makes online banking so convenient. With just a few clicks, you can easily move money between your Presidential Bank accounts. Whether you want to transfer funds from your checking account to your savings account or vice versa, online banking streamlines the process and eliminates the need for paper checks or physical visits to a bank branch.
Paying bills has never been easier with Presidential Bank’s online banking platform. Instead of writing checks or paying bills in person, you can simply log in to your account and set up online bill payments. With just a few clicks, you can schedule payments to be made on a specific date or set up recurring payments for bills that are due regularly. This feature saves you time, eliminates the need for postage, and ensures your bills are paid on time.
Presidential Bank’s online banking platform is not only easy to use but also secure. We understand the importance of keeping your personal and financial information safe, which is why we have implemented robust security measures to protect your data. Our platform uses encryption technology to safeguard your information and prevent unauthorized access.
Diverse Range of Personal Checking and Savings Accounts
Presidential Bank understands that everyone has unique financial needs and preferences, which is why they offer a diverse range of personal checking and savings accounts. Whether you’re looking for a basic internet checking account, a statement savings account, or a premier savings account, Presidential Bank has the perfect solution for you.
If you prefer a simple and straightforward checking account that allows you to manage your finances online, their basic internet checking account is the ideal choice. With this account, you can conveniently access and monitor your funds from anywhere using their secure online banking platform. It’s a hassle-free way to stay on top of your finances and make transactions with ease.
For those who want to save and earn interest on their money, Presidential Bank provides statement savings accounts. With a statement savings account, you can deposit your funds and watch them grow over time. It’s a great option if you’re looking for a safe and secure way to save for the future or achieve specific financial goals.
If you’re looking for a higher level of savings and additional benefits, Presidential Bank offers premier savings accounts. These accounts provide competitive interest rates and additional perks such as personalized customer service and exclusive access to special promotions. Whether you’re saving for a major purchase or planning for retirement, a premier savings account can help you reach your goals faster.
In addition to checking and savings accounts, Presidential Bank also offers Visa Debit Cards to make your transactions more convenient and secure. With a Presidential Visa Debit Card linked to your personal checking account, you can make purchases online and in-store, withdraw cash from ATMs, and enjoy the peace of mind that comes with enhanced security features.
Presidential Bank understands that unexpected expenses can arise, which is why they offer overdraft protection. This service helps you avoid costly overdraft fees by automatically transferring funds from a linked account to cover any insufficient funds in your checking account. It’s a valuable feature that provides financial peace of mind and ensures that you’re always able to meet your financial obligations.
Lastly, Presidential Bank provides competitive rates and yields on certificates of deposit (CDs). CDs are a low-risk investment option that offer higher interest rates than traditional savings accounts. They are a great way to grow your savings over a fixed period of time while knowing exactly what your return will be.
Whether you’re looking for a basic checking account, a savings account, or additional banking products, Presidential Bank has a wide range of options to meet your needs. With their diverse range of personal checking and savings accounts, along with the convenience of Visa Debit Cards, overdraft protection, and competitive rates on CDs, Presidential Bank is committed to providing you with the banking products that align with your goals and preferences.
Secure and User-Friendly Account Access
At Presidential Bank, we prioritize the security of your online financial transactions. We understand the importance of protecting your personal and financial information from unauthorized access. That’s why we have implemented robust security measures to ensure that your accounts are safe and secure.
When it comes to account access, we have created a user-friendly online and mobile banking experience. Our platforms are designed to make banking more convenient and accessible, giving you the freedom to manage your finances on your own terms.
With a single login, our account holders can securely access their accounts, pay bills, and review bank statements. Whether you prefer to conduct your banking transactions on a computer or through our mobile app, we have you covered.
Our online and mobile banking platforms are equipped with encryption technology to protect your login credentials and ensure the privacy of your communications. We use the latest encryption methods available to secure your data, so you can have peace of mind while banking with us.
At Presidential Bank, we understand that technical difficulties may arise from time to time. That’s why we offer dedicated customer support to assist you every step of the way. If you ever encounter any difficulties logging in or have any security concerns, our knowledgeable and friendly support team is just a phone call away.
We are committed to providing you with a secure and user-friendly account access experience. Your satisfaction is our top priority, and we continuously strive to enhance our online and mobile banking platforms to meet your needs. Experience the convenience and peace of mind that comes with banking with Presidential Bank.