The Benefits of Banking with Presidential Bank

Advantage Checking Account

Experience the power of higher interest rates with our Advantage Checking Account at Presidential Bank. With this account, you can earn up to 4.62% APY* on balances up to $25,000 and 3.62% APY* on higher balances, allowing you to maximize your savings potential.

Traditional checking accounts may offer minimal interest or even none at all. But with Advantage Checking, you can watch your money grow faster than ever before. Whether you’re saving for a specific goal, building an emergency fund, or simply looking for a better way to manage your finances, our Advantage Checking Account is the ideal solution.

One of the key advantages of our Advantage Checking Account is the opportunity to earn higher interest rates. This means that the money you deposit into your account will work harder for you, helping you reach your financial goals sooner. Whether you’re saving for a down payment on a house, planning a dream vacation, or looking to grow your retirement nest egg, our Advantage Checking Account can help you get there faster.

But earning higher interest rates is just one of the many benefits of banking with Presidential Bank. We believe in providing exceptional value to our customers, which is why our Advantage Checking Account comes with a host of other benefits as well. Here are some of the additional advantages you can enjoy:

1. Easy Access to Your Funds

With our Advantage Checking Account, you’ll have convenient access to your funds whenever you need them. Whether you prefer online banking, ATMs, or visiting our branches, you’ll be able to manage your money with ease and convenience.

2. Competitive Rates

We understand that our customers value competitive rates. That’s why we offer attractive APY* rates on our Advantage Checking Account. By choosing Presidential Bank, you can take advantage of these rates and watch your savings grow.

3. Personalized Service

At Presidential Bank, we pride ourselves on providing exceptional customer service. Our dedicated team of banking professionals is here to assist you every step of the way. Whether you have questions, need assistance, or want personalized financial advice, we’re here to help.

4. Online Banking

Stay in control of your finances with our convenient online banking platform. Access your account 24/7, check balances, view transaction history, transfer funds, pay bills, and more—all from the comfort of your own home. Our secure online banking platform ensures that your information is protected at all times.

5. FDIC Insured

Rest easy knowing that your deposits with Presidential Bank are FDIC insured up to the maximum allowed by law. Your hard-earned money is safe and secure with us.

When it comes to saving money, it’s important to find the right account that offers a good return on your investment without sacrificing accessibility. That’s where our Money Market Account comes in. With a competitive annual percentage yield (APY) of 4.37%*, you can earn a high rate of interest on your savings while still having the flexibility to access your funds whenever you need them.

One of the key advantages of our Money Market Account is the tiered interest rates. The more you deposit, the higher your earnings. For balances between $25,000 and $250,000, you can earn the maximum APY of 4.37%*. This means that the larger your balance, the more you can potentially earn in interest.

In addition to competitive rates, our Money Market Account offers flexibility. Unlike some other savings accounts, you won’t be locked into a fixed term. You have the freedom to make deposits and withdrawals as needed, giving you the peace of mind knowing that your funds are accessible whenever you need them. This makes our Money Market Account a great option whether you’re saving for a specific financial goal or building an emergency fund.

With a Money Market Account at Presidential Bank, you can enjoy the benefits of both a high-yield savings account and the flexibility of a traditional checking account. You can grow your savings with competitive interest rates while still having the ability to write checks and make transfers when necessary.

Whether you’re saving for a down payment on a home, a dream vacation, or simply want to build your nest egg, our Money Market Account can help you achieve your financial goals. Our account is designed to provide you with the best return on your savings without sacrificing accessibility to your funds. Start earning a competitive APY of 4.37%* on balances between $25,000 and $250,000 by opening a Money Market Account at Presidential Bank today.

Presidential Bank’s online banking platform provides a range of features and benefits to enhance your banking experience. Here are some key features of our online banking services:

1. Account Management

Easily view your up-to-the-second account balances and transaction history. Get real-time updates on your finances and track your spending.

2. Fund Transfers

Transfer funds between your Presidential Bank accounts with just a few clicks. Seamlessly move money to cover expenses or make savings deposits.

3. Bill Payment

Pay your bills online conveniently and securely. Set up one-time or recurring payments to ensure your bills are always paid on time.

4. E-Statements

Access your bank statements online, eliminating the need for paper statements. View and download your statements at your convenience, reducing clutter and promoting sustainability.

5. Mobile Banking

Take your banking on the go with Presidential Bank’s mobile banking app. Access your accounts, make mobile deposits, and manage your finances from your smartphone or tablet.

6. Security

Rest assured that your online banking transactions are safe and secure. Presidential Bank utilizes the latest encryption methods to protect your sensitive information and maintain the privacy of your financial data.

Presidential Bank is committed to providing a user-friendly online banking experience that meets the needs of our customers. Whether you need to check your account balance, transfer funds, or pay bills, our online banking platform offers the convenience and flexibility you’re looking for. Sign up for online banking today and discover the many benefits of managing your finances online with Presidential Bank.

To learn more about our online banking services, visit our website at Presidential Bank – Personal Online Banking.